Ontario home-buying calculator
See the numbers behind your next move.
Estimate your mortgage payment, land transfer tax and the cash you may need to complete your purchase.
Important information
This calculator provides estimates for an Ontario residential purchase. It assumes the buyer qualifies for any selected first-time-buyer rebates. Toronto purchases include both provincial and municipal land transfer tax. Mortgage insurance is estimated using standard CMHC premium rates, including the current surcharge for an insured amortization longer than 25 years.
It does not determine mortgage qualification and does not include every possible adjustment, tax, rebate or lender requirement. Confirm exact figures and eligibility with your lawyer, lender or mortgage broker before making a decision.